Customer of the ANZ bank that currently hold a Centrelink Health Care Card, Seniors Concession Card, Pensioners Concession Card, or Veterans Affairs issued Repatriation Health Care Cards, will receive a reduced dishonor fee for cash advances that go over the credit card limit. The cash advance dishonor fee will be reduces from $35 TO $10.
The new policy will take effect from 1 December.

Source: Infochoice.com.au